Name: PennyWise: SMS Expense Tracker
Availability: InStock
Author: Sarim

01 / Overview

Is PennyWise: SMS Expense Tracker safe?

Your bank already texts you every transaction. PennyWise reads those SMS on your phone and turns them into an automatic expense tracker — no manual entry, no sign-up, nothing uploaded. ★ Why PennyWise asks for SMS permission Reading bank SMS is how the app works — it is the entire product. Everything happens on your device: no server ever receives a message, there is no account to create, and the…

Developer: Sarim
Category: AI Chat
First release: 26 Aug 2026
License: Not documented

02 / Package identity

Technical fingerprint

Application IDcom.pennywiseai.tracker

Latest APK SHA-256ad203d07bfaf5300216fa0e7df3339bf0d1d1656178effa174fc9ed971f5c44b

Signing certificate23:5D:65:2B:20:12:FD:70:CF:D6:B4:91:9F:2E:66:5E:68:4A:3A:14:99:8D:DD:28:6F:FD:07:7E:ED:4C:17:02

MIN ANDROID26TARGET36ARCHITECTUREarm64-v8a · armeabi-v7a

03 / History

Project timeline

26 Aug 2026

Package observed in source index

Metadata and versions observed from the fdroid repository index.

04 / Version archive

Documented releases

1 TOTAL

VersionReleasedAndroidArchitecture

2.19.026 Aug 202626+arm64-v8a, armeabi-v7a→

05 / Safety & access

Safety verdict

Authentic — file hash matches the source indexNo ads or tracking flagged by the source

IntegritySHA-256 verified vs source

SourceOpen-source · fdroid

Permissions12 declared · 3 sensitive

Signaturepresent

Anti-featuresNo known anti-features

Sensitive accessREAD_CONTACTSREAD_SMSRECEIVE_SMS

Declared permissions

android.permission.ACCESS_NETWORK_STATE android.permission.FOREGROUND_SERVICE android.permission.INTERNET android.permission.POST_NOTIFICATIONS android.permission.READ_CONTACTS android.permission.READ_SMS android.permission.RECEIVE_BOOT_COMPLETED android.permission.RECEIVE_SMS android.permission.USE_BIOMETRIC android.permission.USE_FINGERPRINT android.permission.WAKE_LOCK com.pennywiseai.tracker.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION

Tracker status: Not assessed by WIKI for Android.

06 / Sources

Evidence ledger

Each entry is a captured public reference backing this record.

RepositorySource package page↗Source codeSource repository↗